Leverage Your Property’s Value with a Loan Against Property
Unlock the hidden value of your property with our Loan Against Property (LAP) offering. Whether for personal needs or business expansion, you can access substantial funds by mortgaging your residential, commercial, or industrial property. With attractive interest rates, flexible repayment terms, and loan amounts up to 70% of your property’s value, LAP provides a cost-effective way to meet your financial goals while retaining ownership of your property.
Benefit from a seamless application process, quick approvals, and no hidden charges—empowering you to use your property’s value to your advantage.
High Loan Amount
Borrow up to 60-70% of your property's market value, allowing you to receive substantial funds for your needs.
Good Interest Rates
LAP is a secured loan, which means you can enjoy lower interest rates compared to personal or business loans.
Flexible Tenure
Select a repayment period that spans from 5 to 20 years, which will enable you to manage your finances comfortably.
Multiple Purposes
Use the loan for various personal or business needs, including education, medical treatment, weddings, etc.
A Loan Against Property (LAP) allows you to unlock the financial value of your property by using it as collateral to secure a loan. Whether you need funds for business expansion, education, medical emergencies, or personal requirements, LAP offers a cost-effective solution with lower interest rates and flexible repayment options compared to unsecured loans.
- Marriage
- Child's Education
- Debt Consolidation
- Medical Reason
- Home Improvements
- Buying A New Land Or A Property
- For A Vacation Abroad
| Personal Loan | Loan Against Property (LAP) |
|---|---|
| This is an Unsecured Loan | This is a Secured Loan |
| You Have to Pay Higher EMI | You can Pay Cheaper EMI |
| Your Rate Of Interest Is Higher | Your Rate Of Interest Is Lower |
| You Get 1 Year To 5 Years To Pay The Loan | You Get A Tenure Of 15 Years Max To Pay The Loan |
| Your Income Will Define Your Loan Amount | Your income and property defines your loan amount |
- We at Aarambh Finloan care for your needs and understand your urgency.
- We believe in 100% percent customer service and trusted relationship with you. We value you so we keep a transparent process.
- No Hidden charges
- We understand your needs and implicate towards your problem. Our best skilled team helps you to simplify and understand the entire process and helps you till the end of the loan process.
- We help you to get loan in record time. Our networks and tie up's with the leading banks and NBFC and other Financial Institutions helps you to get Cheaper EMI and Lower Interest Rate
- Applicant should be a citizen of India
- Should be occupying his current place of residence for a minimum of 3 years in the city
- Applicants should atleast be 24 years of age
- If the applicant is self employed, he should be in the business for atleast 3 years, if he/she is salaried, he should have minimum 3 years of Work Experience
- Salaried Person
- Self employed business person
- Self employed Professional
Salaried Self Employed
- Passport-size photographs.
- Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
- Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
- Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
- Salary slips of last 3 months from application date.
- Form-16 issued by current employer.
- Copy of details of all existing loans.
- A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
- Property papers with OC and CC
Self Employed
- Passport-size photographs.
- Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
- Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
- Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
- IT Returns of the three years preceding the one in which loan is applied for.
- Copy of details of all existing loans.
- A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
- Property papers with OC and CC.
- Go to www.aarambhfinloan.com
- Click on Loan Against Property
- Fill the form and submit it
- Our representative will contact you shortly to arrange for a meeting with you and collect the documents for further processing
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